You can earn money online, offline and from home

You may be wondering how you can earn some extra money. You can use your passions and skills to earn extra money if you have time.

We’ve rounded up 25 ways you can make money online, at home or on the go. We list the details of each side job including how to start, what age you need to be and when you will get paid. Although most people are looking to earn money quickly, you shouldn’t ignore the “slower” jobs, which may pay better in the end.

Make money online

1. Find freelance work online

These sites offer a variety of freelance jobs, such as writing, programming and design. They also have marketing and data entry opportunities. These sites provide a wide range of freelance work, including writing, programming and design, marketing, data-entry, and being a Virtual Assistant. Do you speak a second or third language? You can also check out sites like Blend Express or Gengo, or create your own site to attract business. Keep track of what the market rate is for the type of work that you provide. This will help you determine what you should charge. Get started with Upwork.

Freelancer.com’s latest report found that the creative writing jobs listings on their site grew the fastest in the second quarter 2023 (58%). Although generative artificial (AI) is used more to create content, it cannot do all the work that human writers can. Many companies are seeking writers with experience in editing AI content, and who also have a basic knowledge of search engine optimization. Learning or improving SEO skills can be a lucrative part-time job. Some freelancers charge $100 or more per hour for their writing services.

Total time: It may take some time to book your first gig. Setup: 24-48 hours. It’s easy to get started if you know what you’re doing. The speed at which you will be paid varies by locati0n.

Need to Know

• Your profile can take up to 48-hours to be approved by Upwork. It can take a while to get your first freelance job.
• Payments vary by site. The time it takes to receive earnings on Upwork depends on what type of payment you have received. Hourly contracts are billed weekly and funds can be withdrawn 10 days after the contract ends. Fixed-price agreements have a waiting period of five days. Contracts for project catalogs allow withdrawal of payment after five days. Bonus payments are also available after five-days. Each time, the client must review your work. You’re paid after the order is completed, but can’t withdraw your money for 14 days. The waiting period is shorter for Top Rated Sellers, Fiverr Studio Members and those who are in the top ranks.

Requirements

• Users of Fivver and Upwork must be 18 years old to sell their work. Freelancer.com also requires that users be at least 16 years old.
• Some sites will only allow you to register if you are a U.S. resident or citizen.

2. Test your websites and apps

Sites like UserTesting.com are another way to earn money at home. You are paid to give your opinion on the effectiveness of certain apps and websites. After completing a short test, you will be paid according to the type of test.

Total time: Approval times can vary. Setup time: less than an hour. How easy it is to get started: Simple, as long as you have all the necessary tech gear and can complete a test. Minimum age: 18+ You’ll be paid in 14 days.Need to Know

• As part of your application, you will need to take a sample test.
• After your application has been approved, you will receive testing opportunities.
• The approval timeline can be different.
• The length of tests determines the payment amount. PayPal pays you 14 days after the completion of a test on a website or an app.

Requirements

• Minimum age is 18.
• You will need a microphone, an internet connection, and a computer.
• Testers of mobile apps also require an Android or iOS smartphone or tablet.
• Most user testing and the practice test require English, German or French. Some test options may be available in other languages.

3. AI Tools: Learn how to use them

Artificial intelligence that generates new information is becoming more popular. According to a recent PwC report, the AI market will have a $3.7 trillion effect on the North American economy by 2030.

There’s never been a better time to start learning how to use AI to earn money. AI side hustles can include:

• As a freelancer you can use AI tools to create digital products, or edit AI content on behalf of a client.
• Improve your marketing, advertising and management of existing small businesses.
• Teach others how to use AI tools.

Total time: Depends on demand. Setup time: 24-48 hours, if you use a website like Upwork or Freelancer.com. It’s easier to start if you are familiar with AI tools. Age limit: 16+ on Freelancer.com, 18+ on Upwork. You’ll be paid according to the platform you choose or by your client.Need to Know

• Take your time to become familiar with AI tools.
• The freelance site you select will have specific requirements.
• Your client’s payment will be determined by the terms and conditions of your site.

Requirements

• You will need a microphone, a computer and an internet connection.

4. Surveys for Money

Take online surveys to earn money at home, but do not expect to make a lot. Most survey sites do not offer large payouts, and most are better for gift cards rather than cash. Swagbucks, Survey Junkie and other popular sites are available. Find out the best survey site for you by reading our comparison of survey sites.

Total time: This will take some time. Installation: It takes only minutes. Easy to begin: Very easy. Register and start. Age limit: 13+. The speed at which you will be paid varies by site.Need to Know

• You can make money online as a beginner by using survey sites. It is easy to register and begin taking surveys within minutes.
• How long it takes for you to receive your payment depends on how many surveys you complete and the site where they are conducted.
• Some sites only allow you to cash out after you reach a certain minimum earning threshold.
• Some survey sites offer points that can be exchanged for gift cards or cash via PayPal.

Requirements

• The age requirements for most survey sites range from 13 to 18. This makes these sites a great way for teens to earn money online.
• Some surveys have requirements that are specific. Do not be surprised if your participation in a survey is disqualified without any explanation.

5. Affiliate links can help you make money with your blog

Joining an affiliate network could be a good way to make money if you are a blogger with decent traffic. Affiliates, which is you, get paid when someone buys something on the partner website after clicking through the website. Bloggers who are full-time affiliate marketers can make a lot more money. Use social media and platforms like Pintrest to increase traffic to your blog. Learn more about affiliate marketing, and how bloggers make money.

Total time: Building an audience can take a long time. Building a website is simple with blog templates. It is easy to get started, but creating content regularly can be a challenge. Age limit: Anyone. You’ll be paid in a month or two on average.Need to Know

• You need to have a blog or social media account that attracts a good number of monthly visitors.
• You will then need to be approved and apply to an affiliate network such as CJ Affiliate or ShareASale.
• Payment schedules and thresholds differ by affiliate network. However, you should expect to wait a minimum of a month for your first payment.
• Amazon Associates pays earnings 60 days following the end of the month they were earned.
• ShareASale disburses earnings monthly.

Requirements

A blog, social networking account, or any other online presence which attracts a constant stream of visitors.

6. Sell your products on Etsy

Do you enjoy woodworking, jewelry making, embroidery, or pottery? Etsy is the site of choice for artists selling home goods, artwork and knickknacks. Etsy claims to have 95 million active customers and will gross over $13 billion worth of merchandise in 2022. Find out more about and how to earn money on Etsy.

Total time: You may have to wait a long time for your customers to find you. Setup can be quite complicated. Starting out: The difficulty scale leans towards “hard”. Age limit: 13+. You’ll be paid within a day or two.Need to Know

• It is easy to open an Etsy store. You can do it in just a few short hours.
• Preparation work is time-consuming before opening a shop. You’ll need to have merchandise to sell, pictures and descriptions for you to post on social media, a shop name and a business strategy to ensure your success. You’ll need to find clients once you have all of that done. This could take several weeks depending on what you are selling.
• After you sell an item the payment will be deposited first into your Etsy Account, and then your bank account, depending on how often you want to deposit.

Requirements

• You can sell on Etsy if you are over 13 but under 18. However, you will be deemed a minor who must adhere to additional policies.
• All the necessary rights must be owned by you for all products sold in your store.

7. Self-publishing an ebook

It’s hard to write a book, but with the internet it is easy to get it published. You can sell your book(s) in the Kindle Store if you are a prolific writer. Amazon’s Kindle Direct Publishing allows you to do this. You can earn royalties of up to 70% on each book sale. Publishing a book is free. Enter the title, a description, and any details you want to appear in your book. Then upload your manuscript. Set a price and check if the book sells.

Total time: What is your typing speed? It’s not necessary to tell you that writing a book is a tedious task. Once the book is finished, KDP makes it easy to set up. Start writing. Age limit: 18 years and older. You’ll be paid monthly after you reach the $100 threshold.Need to Know

• Self-publishing is not a guarantee that your book will be successful. There are millions of e book titles available on the Kindle Store.
• You can choose between two options for royalties: 35% or 70%. If you choose 70%, your book will have to be priced between $2.99 and $9.99. Selecting 35% gives you more flexibility in pricing.

Requirements

• To get started, you will need to create a Kindle Direct Publishing Account.
• It is crucial to format your documents correctly. Amazon claims that most Microsoft Word files can be converted to e-books, but they also support other formats.

8. Your blog or YouTube channel can generate advertising revenue

Turn your cat videos into cash videos. You may be able make money through advertising if your blog or YouTube videos have a large audience. If you’re interested in placing ads on your YouTube channel, YouTube requires that you have 1,000 subscribers. If you want to monetize your channel with other features, such as memberships, then 500 subscribers is the minimum. Google AdSense is the same platform that you can use on YouTube to place relevant ads on your website or blog. Learn more about How to Make Money on YouTube, and Google AdSense.

Setup can take a few weeks. Setup is fairly easy. Start-up depends on your ability to create interesting videos. Minimum age: 18+ You’ll be paid in a few months.Need to Know

• You can sign up for Google AdSense pretty easily, but if you want to use AdSense on YouTube, you will need to be a part of the Partner program.
• AdSense can be used on a blog or website with less eligibility requirements.
• At least two months is required for the ad revenues to begin trickling in.
• Earnings of $100 or more are required before you can receive a payout.
• Earnings are distributed between the 21st to 26th of the month following the month you reach the $100 threshold.

Requirements

• You must have your own website, which has been online for at least 6 months.
• You need to have at least 1,000 subscribers for YouTube.
• Minimum age is 18.

9. Instagram Influencers: How to become one

Influencers are people who have a large following on Instagram. Apply for marketing opportunities through Open Influence, Aspire or directly contact the brands that you’d like to work with. Learn more about How to Make Money on Instagram. You can earn money with TikTok in the same way.

Duration: It will take a lot of time. Installation: Easy and quick. Starting up is not easy. You must build a following in order to gain influence. Age limit: 13+. The speed at which you will be paid depends on the partnership.Need to Know

• It’s easy to create an Instagram account, but it can take a long time to build a following.
• You’ll then need to look for paid opportunities. This can be done via affiliate networks, or by pitching brands that you’d like to work with.
• Your payment time will be determined by the terms of the agreement. Affiliate networks usually pay earnings one month after the campaign has ended.

Requirements

• Instagram accounts with an engaged and dedicated following.
• You will also have to meet any requirements set by an affiliate network.

10. Monetize your Twitch channel

Gaming could be a way to make money from home if you have a steady following on Twitch, the go-to site for gamers. Streamers can receive donations from viewers and even get a share of subscription and ad revenue if they reach Affiliate or Partner status. Learn more about how to make money on Twitch.

Total time: This can be a long game. Setup: Quick and easy. How easy to start: Easy to start; takes a while to build a following. Age threshold: 13+. How fast you’ll get paid: Monthly.

Need to know

• You can launch a Twitch channel and start streaming in a day, but it will take weeks or even months to build a following.
• You may be able to withdraw donation revenue rather quickly, depending on the payout method.
• Subscription and ad revenue earned as a Twitch Partner or Affiliate is paid out around the 15th of every month, and you must have a balance of at least $50 for most payout methods (it’s $100 for wire transfers).

Requirements

• You need to hit certain viewership and broadcast milestones to become a Twitch Affiliate or Partner and qualify for a share of game sales, ads and subscription revenue.

11. Sell your photography

Fine Art America is a site that allows you to upload images and sell them as T-shirts, phone covers, prints, etc. SmugMug 500px, and PhotoShelter are other marketplaces for photographers. Some sites charge a monthly fee but offer features such as cloud storage, password-protected photo galleries, and customized websites.

Total time: You need buyers to find you and like your work. Setup takes only a few minutes. You can start easily if you already have a photo library. The age threshold varies. Your sales platform will determine how quickly you get paid.Need to Know

• If you already have some original artwork, then it’s easy to set up an account with SmugMug or PhotoShelter.
• The payment methods vary widely according to the site.
• After the 30-day return period expires, payment is issued by Fine Art America. Each month, the 15th is when we send out our monthly newsletter.
• PhotoShelter: Payment is issued to the chosen payment method at the time of purchase (PayPal or Stripe). ).
• SmugMug : If you have at least $5 in your account, you can request that payment is issued the next month.

Requirements

• The requirements vary from site to site, but all images sold must be owned by you.

Make money at home

Some side hustles do not even require you leave your home. If they require you to leave the house, it may be just a quick walk around your block with a pet. It takes a bit of creativity and determination to work from home. Here are a few great ideas for home-based side jobs:

12. Join Rover or Wag as a dog walker

Love dogs? Dog walking is a great way for beginners to earn money. You can walk your dog on demand with apps like . You could also offer overnight dog boarding if you have the space and permission from your landlord if you are renting. You should read the fine print before signing up for this service

Total time: It may take time to build a clientele. Approval can take up to a few weeks. It’s easy to get started: Do you love pets? You are ready to go. Minimum age: 18+ You’ll be paid within two days up to one week.Need to Know

• Your Rover profile will be approved and reviewed in approximately 5-10 business days.
• You must complete a background check, a pet care quiz and wag’s application within two weeks.

Requirements

• You’ll have to live near an area that offers the Rover or Wag service.
• You’ll need a pet-friendly apartment or home if you plan to pet-sit at your own house.
• You will have to pass an extensive background check.

13. Gift cards can be sold unused.

Sell unused or partially-used gift cards to sites like CardCash and GiftCash. CardCash will pay up to 92% the value of your gift card, or you can exchange it for one that you use. Learn more about What to do with unwanted Gift Cards.

Total time: Within minutes if you are using a gift card for a well-known store. Setup: Easy. How easy it is to get started: The more gift certificates you sell, the easier it will be. Minimum age: You must be old enough to own a credit card. You’ll be paid within a few days up to two weeks.Need to Know

• CardCash, GiftCash and other sites offer instant quotes or offers.
• Sell your gift card at participating retail stores and kiosks to receive cash on the same day. You can also sell it online. You may receive a higher offer for your card if you sell it online.

Requirements

• You may have to reach a certain minimum balance before you can resell your gift card. Not all cards generate offers.
• Gift cards that have an expiration date may not be eligible.

14. List your spare bedroom on Airbnb

Renting out your home or spare bedroom on vacation rental sites is another way to make extra money. Be prepared to spend some money to clean and keep up the property, replace home goods and pay toward service fees. And scrutinize your rental agreement, HOA rules and zoning or other restrictions before you get started.

Total time: Demand drives success, and that depends on your location. Setup: A listing can be created and live in hours. How easy to start: If you have a place to rent, it’s a simple process. Age threshold: 18+. How fast you’ll get paid: A day or more after check-in.Need to know

• You can create a listing and start accepting reservations on the same day.
• Payment is typically disbursed about 24 hours after your guest’s scheduled check-in time, but processing time for that payment depends on the payout method. 

Requirements

• Comply with any rules governing short-term or vacation rentals in your property, including city ordinances and rules issued by your landlord, condo board or homeowners association.

Make money online

You can earn extra cash online or at home. But there’s also a third option: offline. The downside is that this version of the gig-economy may be more difficult, but it can also yield substantial rewards. Some of these offline methods have online components, since there is no way to avoid the internet in today’s world.

15. You can sell your gently used clothing

You can make money quickly by selling clothes that you don’t wear. Use sites such as ThredUp or Poshmark to locate buyers. Take clear photos with good lighting and compare prices of similar items when listing your items online. Learn tips for selling your clothing.

Total time varies by sales channel. Setup is easy and quick. You can go to a consignment store or send in a box of clothes. It’s easy to get started. The hardest part may be cleaning out your closet. Age limit: 13 for Poshmark and 18 for ThredUp. The speed at which you will be paid varies by channel.Need to Know

• There are several ways to sell your used clothing and accessories, but all of them can be done quickly.
• You can get cash immediately at a brick-and-mortar consignment shop like Plato’s Closet.
• Medium: Consignment shops in person and online pay you when items are sold or when items are received and inspected. Allow at least one month for your payment.

Requirements

• Shoes, clothing, and accessories that are gently worn.
• Before items are accepted, they will be subjected to a variety of inspections. ThredUp, for example, checks items for pilling and shrinkage as well as missing buttons, stains, and missing parts.

16. Trade in old electronics and phones for cash

Do you have an old iPhone, iPad, Laptop, or gaming system? Swappa or Facebook Marketplace are good sites to sell it. Amazon’s Trade-In Program pays in Amazon Gift Cards — and on eBay too. Try an ecoATM, which will give you cash for your device on the spot.

Total time: There are many options so the time you spend will vary. Setup is a breeze. How easy it is to begin: Very simple, especially if you have a good phone. Check the terms of service. Where you sell will determine how quickly you get paid.Need to Know

• Sell directly on Swapa, OfferUp or Facebook Marketplace: You will most likely take pictures of the phone and verify that the serial number is correct. Then you post your listing. Although some sites take time to review and approve posts, the process is not very long. The fees vary. Swappa charges a 3% fee to sellers.
• Sell to reseller (Gazelle). Answer a few online questions for an instant quote. Send in your device, and you will be paid as soon as the company confirms that it is in good condition.

17. Find a babysitting job

Anyone, from students to retirees recently, can earn money by watching children. You can still get referrals through friends and family, but you may also want to create a free profile on Care.com or Sittercity. To make yourself more attractive, note any special skills you may have, like CPR certifications.

Total time: Setting up online takes just minutes. Referrals from the neighborhood may take some time. Setup takes only minutes. It’s easy to get started: The main thing is spreading the word. If you are using referrals, the age threshold is very young. 18+ online. When you get paid: As soon as the parents return home.Need to Know

• Create a profile in just a few minutes on Care.com and Sittercity.
• You are paid by the client or service when you finish your gig.

Requirements

• Care.com or Sittercity will only accept caregivers who are at least 18 years old.
• The client can request a background investigation.

18. Rent a car

Many city dwellers don’t drive their cars for several days or even weeks. Getaround and Turo let you rent your car out by the hour or day. Turo and Turo take a small cut of your earnings to protect your vehicle while it is being rented.

Total time: The demand for your vehicle will be determined by the local market. Setup takes approximately 30 minutes. It’s simple to get started if you have the right vehicle. Turo requires a driver’s licence valid for 21 years or older. Getaround doesn’t specify an age limit. The site will determine how quickly you get paid.Need to Know

• Create a listing in less than 30 minutes on Turo and Getaround.
• Turo will initiate payment within 3 hours after the rental is over, but it may take your bank a few extra days to process the deposit. This is true for all trips except the first, for which Turo takes a couple of days to send.
• Rent is paid monthly on the 15th. Payments can be made by check or PayPal.

Requirements

• Check your lease agreement and finance documents to see if you can share your vehicle.
• Your car must meet certain requirements (make/model/year/mileage) and satisfy maintenance and safety standards. It may be necessary to ask you to agree to not list your car on any other platform.

19. Register for TaskRabbit

You may enjoy doing things for others if you like assembling Ikea furniture and standing in lines. TaskRabbit and other websites can help you connect with people in need of assistance with various tasks, including moving, cleaning, delivering goods, or handyman services. It also provides virtual and online jobs, like helping with research projects or data entry. Learn about and how to start using TaskRabbit.

Total time: The local demand for your skill will determine how much time you spend. Setup time: a couple of hours. Then some time to wait for approval. It’s easy to get started, but you will need to do some homework. Age limit: 18 years and older. You’ll be paid within a few days of completing a job.Need to Know

• It takes only a few hours to create your profile, but you can’t accept tasks until TaskRabbit approves it.
• You will be required to pay $25 once you are approved. Therefore, it is important to do some research on your market, and determine the value of your skill to see if this fee is worth your while.
• Direct deposit into a checking is the payment method. It usually takes a couple of days for your payment to show up in your account.

Requirements

• To work with TaskRabbit, you must be 18 years old.
• The background check for prospective Taskers is also required.

20. Become a private tutor

Private tutoring can turn your expertise in math, science or foreign languages into a lucrative part-time job. You can either tutor online or in person. Your experience, expertise, and the demand for your services will determine what you charge. Start by looking at what tutors are in demand on Craigslist, or creating a profile on Tutor.com and Care.com. Advertise your tutoring services in local schools and community centres.

Total time: Vary by subject. Some companies may require a certain amount of availability each week (e.g. Tutor.com). It can be complicated to set up. It’s not easy to get started. Students have to search for you and this could take some time. The age threshold is any. Check the terms and conditions to see how fast you can get paid.Need to Know

• The demand for your service will determine the time it takes to get started. You may have to wait a long time before you find your first student.
• You’ll need to give yourself time to prepare if you’ve never tutored. This will ensure that your students get the most from their time with you.
• It doesn’t matter if you tutor in person or via an online platform. You will get paid quickly.

Requirements

• You will need to have a deep understanding of a subject that many people struggle with, such as mathematics, foreign languages, or test preparation.
• Some tutors may have to meet certain educational requirements. Some tutors may be required to have a degree or be enrolled at a four-year college.

21. Drive for Uber or Lyft

Earn money driving people around with Uber or Lyft. Don’t forget about gas and maintenance. You must have a good-condition car and agree to a background and driving history check. Learn How to become an Uber Driver, or How to Earn with Lyft.

Total time: Dependant on the market demand. Setup: Several weeks. It’s not difficult to get started, but you will need the right vehicle. The age threshold varies depending on the service. Uber requires that you have a one-year driving license in your area and three years of experience if you are under 25. Lyft’s age ranges from 21-25 depending on the region. You’ll be paid very quickly. Instantly or within days.Need to Know

• Give yourself enough time to complete the application, background check, and vehicle inspection.
• Uber and Lyft can pay instantly via debit card, or quickly transfer earnings into your bank account.

Requirements

• Four-door car. The car must also meet certain requirements such as the year, condition, etc.
• Before you begin driving, inform your insurance provider of your plans.

22. Deliveries for Amazon Eats and Uber Eats

Sign up for services like Instacart or Amazon Flex. In most cases you get paid for each delivery and you can earn tips. You don’t need a car to deliver packages. Postmates, and in some cities DoorDash allows you to use a bicycle or scooter. A background check is usually required. Learn how to start using Amazon Flex Uber eats, and Instacart.

Total time: It depends on the market demand. Setup time: Around a week. It’s easy if you can rely on reliable transportation. The age threshold varies by service but is at least 18 years old. Vendors have different payment terms.Need to Know

• Background checks can take several days and the timing can be variable.
• The payment schedule for these services varies, but is usually issued on a weekly basis or faster.

Requirements

• You will need to find a delivery method. Depending on the service, it could be a scooter, car or bike.
• It is essential to have a smartphone in order to accept and process job offers.
• The minimum age requirement varies from service to service.

23. Find work as a Housesitter

You can become a housesitter if you are willing to take care of someone else’s home, including feeding their pets and taking out the trash. You can ask your friends and family for recommendations or use HouseSitter.com to connect homeowners with housesitters.

Total time depends on the market. Setup takes minutes — or even more if your goal is to generate business through referrals. The ease of starting can vary depending on the needs in your locality. The age threshold varies by locati0n. You’ll be paid quickly: Most often at the end of an event; make sure you have made arrangements with your clients.Need to Know

• It only takes a few minutes to create a HouseSitter.com profile, but it could take some time before you get your first house-sitting job.
• You will usually be paid by the homeowner once you have completed your job.

Requirements

• Many sites require a minimum age.

24. Sign up as a mystery shopper

Many businesses want to know what their customers think about them. Sign up as their eyes and ears. Apply online at sites such as IntelliShop and BestMark. Beware of scams, and make sure to do extensive research before signing up.

Total time: varies by site. Setting up: The application process is quick, but the approval process can be lengthy. It is relatively easy to get started if you already have the required transport and technology. The age threshold may vary from site to site. The company will determine how quickly you get paid.Need to Know

• It is usually a quick process, but it then falls into the hands of the company. The company may take several days to review your application depending on the demand.
• The method and timing of payouts varies by company. BestMark, as an example, pays monthly.

Requirements

• The majority of mystery shopping services have a minimum age requirement. BestMark requires that you be 18 years old to shop.
• You may require internet access depending on the service.

25. Use your drone for work

You can make money with an investment of less than $500. Real estate agents use drone pilots to create aerial photos and videos of homes’ exteriors. They can also make money by creating fly-through videos. You can charge more if you are willing to learn advanced skills like drone maps.

If you are already a drone fanatic, why not earn extra cash with your aircraft? To become a pilot, you must take a test. You will also need to register your drone at the Federal Aviation Administration. You can then apply for flying gigs. Learn how to earn money using drones.

Total time: Depends on demand. Setup: First, you’ll have to find time to take a test and then look for clients. You’re probably eligible if you have a drone. Age limit: 16+ The company will determine how quickly you get paid.Need to Know

• You should give yourself at least a month’s time to prepare, plan and pass the written test.
• Find clients.
• Your client will determine the amount of payment you receive.

Requirements

• You will need a drone.
• You’ll also need to pass an aeronautical test in order to get a valid certificate. Testing fees for an airman’s knowledge test to obtain a Remote Pilot Certificate are typically $175.

Beware of scams that promise quick money

Internet offers many opportunities to earn money online, or even from home. However, some are scams. Beware of “opportunities” that require an upfront payment, certification fees, or financial information such as credit card numbers.

Still not sure if a business opportunity is legitimate? Check out community forums like Reddit for reviews and complaints that are unfiltered. Check if the business has a Better Business Bureau Profile. The BBB gives ratings based on complaints reported, business transparency, and other factors.

Monitor your finances during difficult times. NerdWallet has ways to help you save money if you are experiencing financial stress.